Navigating Medicare Maze – Friday, October 14, 2023, at 3:30 PM Central – Zoom

HEALTH STATION

Sri Ganesha Temple

Date: Friday, October 14, 2023, at 3:30 PM Central (Virtual Zoom Meeting)

Title: Navigating Medicare Maze

by Don Meyers

Don Meyers

Medicare is the federal health insurance program for people who are age 65 or older and those younger than 65 with a disability. The definition of disabilities used to determine Medicare eligibility is the same as that used for Social Security benefits. Medicare can be a maze all by itself. It has various components, designated by the letters A through D. Each one provides different benefits.

Part A

This part covers inpatient care. It pays not only for hospitalization, but also for short-term nursing home care, hospice services, doctor services lab tests done while you are in a hospital or other facility, and some home health care.

Part B

This part covers outpatient care and is optional. It covers part of your doctor bills, outpatient treatment, home-based physical therapy, certain screenings and lab tests, and a limited number of prescription drugs. ”

Part C

This part offers an alternative to traditional Medicare for people who prefer a managed care plan (for example, an HMO or PPO). These Medicare plans, which are known as Medicare Advantage plans, are offered by Medicare-approved private insurance companies and handled by managed care organizations. They include all the services in Part A and Part B and usually Part D (prescription drug coverage).

Part D

This part covers a portion of prescription drug costs. Many options exist for the type of benefits provided by these plans.

 

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